Policy overview

On July 26, the Ministry of Finance, the Ministry of Science and Technology and other four departments jointly issued the "Notice on the Implementation of the Special Guarantee Plan to Support Science and Technology Innovation", aiming to better play the role of the government financing guarantee system and leverage more financial resources to support the development of small and medium-sized enterprises in science and technology innovation。

Optics Valley Technology Guarantee focuses on the integrated development of "technology + guarantee", tailoring according to the characteristics of science and technology enterprises, enriching the product matrix, improving the science and technology guarantee innovation system, and increasing the loan and guarantee support for science and technology innovation smes。

The relevant person in charge of the Science and Technology Innovation Bureau of East Lake High-tech Zone said, "Small and medium-sized enterprises in science and technology have prospects, technology is competitive, development has potential, and intellectual property value is high, but it is difficult to meet the conditions of bank loans due to the lack of effective collateral.。Donghu High-tech Zone, together with Optical Valley Financial Holding's Optical Valley Technology Guarantee, Optical Valley small and medium venture capital innovative development of a series of "policy technology guarantee special products"，Help enterprises obtain various financing support through credit rating, intellectual property ABS, investment and loan linkage, emergency lending funds, special funds for angel investors and stock options。”

In order to meet the financing needs of the full life cycle of science and technology enterprises "initial stage, growth stage, development stage, maturity stage and listing stage", Opvalley Technology Guarantee creates a gradient inclusive financial product matrix of 1-6 years, 1 million yuan to 20 million yuan, and uses guarantee as the fulcrum to "leverage" financial living water and "irrigate" technology seedlings。

Optical Valley Science and technology financial product matrix

Foundry full life cycle financing gradient

Rainforest-style multi-scene technology and finance ecosystem

As a government financing guarantee institution, Optics Valley Technology Guarantee actively implements the mission of science and technology finance and inclusive finance, striving to be the "incubator" of scientific and technological enterprises, the "pressure reducer" of credit risk and the "amplifier" of government funds..

In order to further support small, medium and micro technology enterprises with financing needs, Optics Valley Technology guaranteesLaunched a technical financial product manualIt is convenient for enterprises to quickly and quickly match financing channels and obtain technology financial products supported by the government。